以下是外貿貨物投保對話，歡迎閱讀。
to insure
投保
a: i am looking for insurance from your company.
我是來貴公司投保的。
b: mr. wang, mr. william will meet you in the office.
王先生，威廉先生在辦公室接待您。
a: by the way, what kind of insurance are you able to provide for my consignment?
順便問一下，貴公司能為我的這批貨保哪些險?
b: it's better for you to scan the leaflet, and then make a decision.
您最好先看看說明書，再決定報什么險。
a: how is the premium to be calculated?
保險費怎么計算?
b : the total premium is $1,000, but the cover paid for will vary according to the type of goods and the circumstance.
保險費總共1000美元。但保險費用會按照貨物類別的具體情況有所不同。
a: oh, could you find out the premium rate for tea?
哦，您能查一下茶葉的保險費率嗎?
b: sure, my pleasure.
愿意為您效勞。
詞匯精講：
premium n. 保險費，額外費用;獎金
保險費：
eg. now the puzzle is why the premium has disappeared.
現在，這個謎是為什么保險費消失了?
eg. pension funds and others fear they will be charged a higher premium by custodians as a result.
買有養(yǎng)老基金及其他基金的人也擔心他們最終會被保管人收取更高的保險費。
額外費用：
eg. that kind of attention can be valued by looking at the premium that people pay for it.
這種注意力的價值，能被人們?yōu)樗鼉敻兜念~外費用衡量。
eg. that kind of attention can be valued by looking at the premium that people pay for it.
這種注意力的價值可以通過人們?yōu)榇怂兜念~外費用來衡量。
獎金：
eg. the amount of premium was the main factor to influence consumer behavior.
影響消費者購買的最主要的因素是最高獎金金額的數量。
the premium system provides a strong motivation.
獎金制提供了強大的刺激。
短語學習：
1. according to 根據……，隨著……
eg. change according to the tempreture.
隨著氣溫的變化而變化
eg. the teacher regraded the students into small groups according to ability.
教師按照能力的高低將學生重新分成若干小組。
eg. the paintings have been grouped together according to the style of different periods of the artist’s life.
將該畫家的作品根據他生活的不同時進行了歸類。
2. make a decision 做決定
eg. let me pause on these matters for a time before i make a decision.
讓我仔細考慮一下這些事情，然后再做出決定。
eg. if you have to make a decision on friday, wait until friday, and see what the day brings.
如果你需要在周五做一個決定，就等到周五，然后看看時間會給你帶來什么。
3. cover 在這里有“ 險別，支付費用 ”的意思
eg. what do your insurance clauses cover?
你們的保險條款中有哪些險別?
eg. we are able to cover all kinds of risks for transportation by sea, land and air.
我們可以辦理海運、運和空運的所有險別。
eg. the buyer should note that under the cip term the seller is required to obtain insurance only on minimum cover.
買方應注意到，cip術語只要求賣方投保最低限度的保險險別。